phil heath
video of phil heath Kai Greene and Branch Warren after the 2009 Mr Olympia, phil heath was unlucky at the 2009 mr olympia due to some illness going into the mr olympia bodybuilding contest.
but aspect to see phil heath pushing for the 2010 mr olympia title and in much better condition then the 2009 mr olympia contest.
phil heath is wearing a met rx t-shirt in the video not sure if phil heath is still sponsored by met rx or not now.
|
|
---|
Sunday, February 28, 2010
Part Deux: Is The California Individual & Family Health Insurance Market In Critical Condition?
Having recently watched the "bi-partisan" meeting in Washington and many videos on youtube, I wonder if the problem is "un"-fixable.
Speaker Pelosi, in a recent youtube video answering questions on the meeting, pointed out two things which are absolutely of concern. 1, our health insurance system is employer-based in design and function. 2, there are many more people not covered under the employer-based system who choose to remain on the sideline than those who participate in the non-employer health insurance market.
I won't go through the numbers again since they are covered under part one of this topic below. Suffice to say, nearly two-thirds of those who should participate in the health insurance market in California for individual & family coverage do not. No employer-sponsored health plan, whether fully insured or self-funded, could operate at a participation level of 33% or less. Employer plans require 75% of all eligible employees to participate. I have worked in the past for employers who made it mandatory to buy a health plan through their fsa/cafeteria plan unless one had a valid waiver (so as not to mess up participation).
With rare exception, most every vlog I have seen, including the grilling of Anthem/Wellpoint CEO Braly in Washington, have had a nasty, negative tone. While it is without doubt that people are upset by the rate changes and popular press, there are implications to this notwithstanding the fact that my study below shows that even with the "massive" rate increase, Anthem prices below most of the other California carriers for like coverage (including 2 not-for-profits).
Now here's your "inside scoop" for the day, dear readers. I have it on good authority that a very large health insurance company in California (which shall remain anonymous), in the last six months, approached the state regulatory agency/ies to review the option of cancelling the individual & family market product and bailing out. To be clear as to what is at stake....
IN THE LAST SIX MONTHS, ONE OF THE LARGEST HEALTH INSURANCE COMPANIES IN CALIFORNIA ADDRESSED TO A STATE REGULATORY DEPARTMENT THE POSSIBILITY OF NO LONGER SELLING HEALTH INSURANCE TO INDIVIDUALS & FAMILIES IN CALIFORNIA.
The writing is on the wall across the spectrum of carriers. Sales of new plans are flat. HIPAA plans have been reformated to high deductibles and expensive HMO plans to stem the bleeding in that pool. Programs like Tonik for individuals and BeneFits for small group have experienced less-than-stellar sales.
The only two PPO programs (non-HIPAA) that are selling at all right now are SmartSense by Anthem and VitalShield by Blue Shield. Even in those cases, the sales of new plans is not keeping up with the cancellation of existing subscribers.
Anthem has launched three new product portfolios for IFP in the last six months--Core Guard, Clear Protection, and coming April 1, Premier. I will be curious to see whether or not new enrollments in these plans (lower cost) will overtake defections off of coverage as is the current trend.
Until and unless this trend shifts, the IFP market is going to be chaotic at best. Continuous premium increases will become the norm, and this in turn will drive more people off of coverage which will create a repetitive cycle.
So, Dave, you ask, what is your solution to the problem?
Well, I see two choices.
One, like Speaker Pelosi mentioned, mandate coverage and penalize those who do not participate. Increase participation to as close to 100% as possible, guarantee-issue health insurance coverage with no pre-existing conditions problems and create an incentive (tax or othewise) for people to participate in addition to a penalty.
Two, and this is one I may favor over the first one, kill off all non-employer coverage plans and go to a single payer exchange for coverage (with a mandate or incentive). The exchange could offer compliant private plans from carriers that wish to offer them and/or public plans like Medicare/FEHB or other plans designed under federal mandates. Allow carriers to sell private plans outside of the exchange to those who can qualify and wish to purchase outside of the exchange.
Make the exchange available to those who cannot obtain employer-sponsored coverage and do not wish to or cannot purchase a private plan outside of the exchange. Also, provide that any employer under 20 employees (2-19) who chooses the exchange over the group plan must pay a penalty per employee to the exchange, and any company over 20 employees must either provider group coverage or pay a payroll tax penalty per employee to the exchange.
Speaker Pelosi, in a recent youtube video answering questions on the meeting, pointed out two things which are absolutely of concern. 1, our health insurance system is employer-based in design and function. 2, there are many more people not covered under the employer-based system who choose to remain on the sideline than those who participate in the non-employer health insurance market.
I won't go through the numbers again since they are covered under part one of this topic below. Suffice to say, nearly two-thirds of those who should participate in the health insurance market in California for individual & family coverage do not. No employer-sponsored health plan, whether fully insured or self-funded, could operate at a participation level of 33% or less. Employer plans require 75% of all eligible employees to participate. I have worked in the past for employers who made it mandatory to buy a health plan through their fsa/cafeteria plan unless one had a valid waiver (so as not to mess up participation).
With rare exception, most every vlog I have seen, including the grilling of Anthem/Wellpoint CEO Braly in Washington, have had a nasty, negative tone. While it is without doubt that people are upset by the rate changes and popular press, there are implications to this notwithstanding the fact that my study below shows that even with the "massive" rate increase, Anthem prices below most of the other California carriers for like coverage (including 2 not-for-profits).
Now here's your "inside scoop" for the day, dear readers. I have it on good authority that a very large health insurance company in California (which shall remain anonymous), in the last six months, approached the state regulatory agency/ies to review the option of cancelling the individual & family market product and bailing out. To be clear as to what is at stake....
IN THE LAST SIX MONTHS, ONE OF THE LARGEST HEALTH INSURANCE COMPANIES IN CALIFORNIA ADDRESSED TO A STATE REGULATORY DEPARTMENT THE POSSIBILITY OF NO LONGER SELLING HEALTH INSURANCE TO INDIVIDUALS & FAMILIES IN CALIFORNIA.
The writing is on the wall across the spectrum of carriers. Sales of new plans are flat. HIPAA plans have been reformated to high deductibles and expensive HMO plans to stem the bleeding in that pool. Programs like Tonik for individuals and BeneFits for small group have experienced less-than-stellar sales.
The only two PPO programs (non-HIPAA) that are selling at all right now are SmartSense by Anthem and VitalShield by Blue Shield. Even in those cases, the sales of new plans is not keeping up with the cancellation of existing subscribers.
Anthem has launched three new product portfolios for IFP in the last six months--Core Guard, Clear Protection, and coming April 1, Premier. I will be curious to see whether or not new enrollments in these plans (lower cost) will overtake defections off of coverage as is the current trend.
Until and unless this trend shifts, the IFP market is going to be chaotic at best. Continuous premium increases will become the norm, and this in turn will drive more people off of coverage which will create a repetitive cycle.
So, Dave, you ask, what is your solution to the problem?
Well, I see two choices.
One, like Speaker Pelosi mentioned, mandate coverage and penalize those who do not participate. Increase participation to as close to 100% as possible, guarantee-issue health insurance coverage with no pre-existing conditions problems and create an incentive (tax or othewise) for people to participate in addition to a penalty.
Two, and this is one I may favor over the first one, kill off all non-employer coverage plans and go to a single payer exchange for coverage (with a mandate or incentive). The exchange could offer compliant private plans from carriers that wish to offer them and/or public plans like Medicare/FEHB or other plans designed under federal mandates. Allow carriers to sell private plans outside of the exchange to those who can qualify and wish to purchase outside of the exchange.
Make the exchange available to those who cannot obtain employer-sponsored coverage and do not wish to or cannot purchase a private plan outside of the exchange. Also, provide that any employer under 20 employees (2-19) who chooses the exchange over the group plan must pay a penalty per employee to the exchange, and any company over 20 employees must either provider group coverage or pay a payroll tax penalty per employee to the exchange.
Labels:
Anthem,
Braly,
California,
IFP,
Individual Health,
Pelosi,
Rate Increase,
Wellpoint
Saturday, February 27, 2010
Jon Bon Jovi Tattoos
Jon Bon Jovi is a great influential American rock musician, songwriter and actor, best known as the lead singer of the band, Bon Jovi.
Jon Bon Jovi has three tattoos on his body including a dragon design on the front side of his left ankle.
On his left shoulder is the famous Superman shield insignia, and on his right shoulder is the skull of a steer/longhorn.
Enjoy these pictures of Jon Bon Jovi's tattoos.
Jon Bon Jovi has three tattoos on his body including a dragon design on the front side of his left ankle.
On his left shoulder is the famous Superman shield insignia, and on his right shoulder is the skull of a steer/longhorn.
Enjoy these pictures of Jon Bon Jovi's tattoos.
Labels:
Jon Bon Jovi,
Male Tattoos,
Music Stars
Tracy Bonham Tattoo
Tracy Bonham is a brilliantly gifted American musician who is perhaps best known for her smash hit single entitled "Mother Mother".
Tracy Bonham has a single unknown bracket looking tattoo design which is located on the top of her right wrist.
Tracy Bonham has a single unknown bracket looking tattoo design which is located on the top of her right wrist.
Labels:
Female Tattoos,
Music Stars
Orlando Bloom Tattoos
Orlando Bloom is a brilliantly talented and charismatic English actor, best known for his role as Legolas in The Lord of the Rings and as Will Turner in the Pirates of the Caribbean trilogy of movies.
Orlando Bloom has two tattoos which we know of including an Elvish design which translates into "The Nine", for the 9 cast members of the fellowship of the ring.
His other tattoo is located on the left side of his lower abdomen and is of a rather small sun.
Orlando has also had numerous fake tattoo designs for movie roles.
Checkout these great pictures of his tattoos.
Orlando Bloom has two tattoos which we know of including an Elvish design which translates into "The Nine", for the 9 cast members of the fellowship of the ring.
His other tattoo is located on the left side of his lower abdomen and is of a rather small sun.
Orlando has also had numerous fake tattoo designs for movie roles.
Checkout these great pictures of his tattoos.
Labels:
Male Tattoos,
Movie Stars,
Orlando Bloom
Yasmine Bleeth Tattoo
Yasmine Bleeth is a stunningly gorgeous American actress who is perhaps best known for her role as Caroline Holden on the television series Baywatch.
Yasmine Bleeth has a single visible tattoo on her body, which is a triangle flower design for "Trinity" located on and around her belly button.
Yasmine Bleeth has a single visible tattoo on her body, which is a triangle flower design for "Trinity" located on and around her belly button.
Labels:
Female Tattoos,
Television Stars,
Yasmine Bleeth
Friday, February 26, 2010
Melanie Blatt Tattoos
Melanie Blatt is a tremendously talented and beautiful English singer and occasional actress who is best known as a member of the all girls group entitled All Saints.
Melanie Blatt has a couple of tattoos which we know about, including a large dragon which runs vertically down her left side.
She also has a musical stave tattooed on her right shoulder.
Regarding the musical stave tattoo she has said "There are six lines there instead of five, so the notes don't actually mean anything. It will always remind me of how stupid I was when I was 18".
Melanie Blatt has a couple of tattoos which we know about, including a large dragon which runs vertically down her left side.
She also has a musical stave tattooed on her right shoulder.
Regarding the musical stave tattoo she has said "There are six lines there instead of five, so the notes don't actually mean anything. It will always remind me of how stupid I was when I was 18".
Labels:
Female Tattoos,
Music Stars
Jolene Blalock Tattoo
Jolene Blalock is a lovely and talented American actress who is perhaps best known for her role as the "Vulcan T'Pol" in television series Star Trek: Enterprise.
Jolene has a single unknown tattoo design on the inner portion of her right forearm, which appears to be two horizontal lines of text.
Jolene has a single unknown tattoo design on the inner portion of her right forearm, which appears to be two horizontal lines of text.
Labels:
Female Tattoos,
Television Stars
David Blaine Tattoos
David Blaine is a brilliantly clever American illusionist and endurance artist who is known for his amazing street and close-up magic tricks.
David Blaine has several tattoo designs on his body, including a large crucifixion scene which covers most of his back, the design is a recreation of Salvador Dalí's famous "Christ of Saint John of the Cross" artwork.
The tattoos on his left arm include, a large marshmallow shaped design with a face, along side a tiger.
On his right arm is a pair of eyes and eyebrows, plus some fake tribal designs seen in the picture below.
His other tattoos include, a cherub angel on the left side of his chest, plus a male figure holding a walking stick while scratching his chin, located on the right side of his abdomen, and finally the numbers 174517 on his forearm, which represents the numbers given to Primo Levi at the Auschwitz concentration camp in Poland.
David Blaine has several tattoo designs on his body, including a large crucifixion scene which covers most of his back, the design is a recreation of Salvador Dalí's famous "Christ of Saint John of the Cross" artwork.
The tattoos on his left arm include, a large marshmallow shaped design with a face, along side a tiger.
On his right arm is a pair of eyes and eyebrows, plus some fake tribal designs seen in the picture below.
His other tattoos include, a cherub angel on the left side of his chest, plus a male figure holding a walking stick while scratching his chin, located on the right side of his abdomen, and finally the numbers 174517 on his forearm, which represents the numbers given to Primo Levi at the Auschwitz concentration camp in Poland.
Labels:
David Blaine,
Male Tattoos,
Television Stars
Robin Black Tattoos
Robin Black is a wild and crazy Canadian glam rock musician and lead singer of the band under the same name, Robin Black.
Robin Black has two extensive sleeve tattoos which both contain tribal designs.
The sleeve tattoo on his right arm contains large black tribal hooks along with a light blue under shade, plus other designs on his lower forearm.
The tattoos on his left arm include more tribal inspired artwork, along with a large rosary with an exceedingly long chain of beads which runs up and down his entire arm.
Robin is also rumored to have his wife's name tattooed on his butt cheek.
Robin Black has two extensive sleeve tattoos which both contain tribal designs.
The sleeve tattoo on his right arm contains large black tribal hooks along with a light blue under shade, plus other designs on his lower forearm.
The tattoos on his left arm include more tribal inspired artwork, along with a large rosary with an exceedingly long chain of beads which runs up and down his entire arm.
Robin is also rumored to have his wife's name tattooed on his butt cheek.
Photo by: Dani Dee
Labels:
Male Tattoos,
Music Stars
Lara Bingle Tattoo
Lara Bingle is a breathtakingly beautiful Australian model who is perhaps best known for her controversial 2006 Australia Tourism advertising campaign.
Lara Bingle has a single tattoo design of the phrase "wish you were here", located on the inner part of her right wrist and is a tribute to her late father, Graham.
Lara Bingle has a single tattoo design of the phrase "wish you were here", located on the inner part of her right wrist and is a tribute to her late father, Graham.
Labels:
Female Tattoos,
Models
Thursday, February 25, 2010
Björk Tattoos
Björk is a brilliantly gifted Icelandic singer-songwriter, composer, actress and music producer, best known for her beautiful voice and outlandish fashion statements.
Björk has two viable tattoos which we are aware of, including a small star behind her right ear.
Her other tattoo design is of the "Vegvisir" (Viking Compass) and is located on her left arm.
Björk has described this tattoo as "It's so I don't get lost" "If the Vikings had bad weather or fog, they used to draw it on their foreheads with a piece of coal. I thought that was a bit much, so I put it there"
Björk has two viable tattoos which we are aware of, including a small star behind her right ear.
Her other tattoo design is of the "Vegvisir" (Viking Compass) and is located on her left arm.
Björk has described this tattoo as "It's so I don't get lost" "If the Vikings had bad weather or fog, they used to draw it on their foreheads with a piece of coal. I thought that was a bit much, so I put it there"
Labels:
Björk,
Female Tattoos,
Music Stars
Josie Bissett Tattoos
Josie Bissett is a delightful celebrity actress who is best known for her role as Jane Mancini on the television show, Melrose Place.
Josie Bissett has one slightly viable tattoo of a moon and star located on the back of her right ankle, plus another tattoo on her lower hip which she privately revealed on a 1994 airing of Late Night with Conan O'Brien, when she turned her back to the audience and unzipped her pants and showed it to Conan.
Josie Bissett has one slightly viable tattoo of a moon and star located on the back of her right ankle, plus another tattoo on her lower hip which she privately revealed on a 1994 airing of Late Night with Conan O'Brien, when she turned her back to the audience and unzipped her pants and showed it to Conan.
Labels:
Female Tattoos,
Television Stars
Chauncey Billups Tattoos
Chauncey Billups is a fantastically clutch American professional basketball player who has achieved NBA Finals MVP, plus a five-time NBA All-Star, known by his nickname "Mr Big Shot".
Chauncey Billups has a fair amount of tattoo designs, including the word "Smooth" on his upper shoulder with basketballs for the two O's in smooth.
The tattoos on his left arm include a basketball player which resembles himself wearing a crown while spinning a ball, along with the phrase "King of the Hill".
The tattoos on his right arm include the classic "Smile now cry later" masks, along with script above and below.
Chauncey Billups has a fair amount of tattoo designs, including the word "Smooth" on his upper shoulder with basketballs for the two O's in smooth.
The tattoos on his left arm include a basketball player which resembles himself wearing a crown while spinning a ball, along with the phrase "King of the Hill".
The tattoos on his right arm include the classic "Smile now cry later" masks, along with script above and below.
Labels:
Chauncey Billups,
Male Tattoos,
Sports Stars
Bif Naked Tattoos
Bif Naked is a wonderfully creative American-Canadian rock singer-songwriter, poet, cartoonist and actress who is a multi-platinum artist.
Bif Naked is absolutely loaded with tattoos on both arms, back and torso areas, including the words "Hard Core" along with a flower around her belly button.
The tattoos on her left arm include, the Egyptian Eye of Horus, the Hindu deity of Ganesha, along side a large lotus flower, plus a full body portrait of a women located on her forearm, and several other small tattoo designs.
The tattoos on her right arm include, a large dragon on her upper arm, plus a big unknown monster design on her forearm, along with many other designs including some kanji character.
She also has a lotus flower at the top of each shoulder, plus some script tattoos on her right wrist.
Bif Naked is absolutely loaded with tattoos on both arms, back and torso areas, including the words "Hard Core" along with a flower around her belly button.
The tattoos on her left arm include, the Egyptian Eye of Horus, the Hindu deity of Ganesha, along side a large lotus flower, plus a full body portrait of a women located on her forearm, and several other small tattoo designs.
The tattoos on her right arm include, a large dragon on her upper arm, plus a big unknown monster design on her forearm, along with many other designs including some kanji character.
She also has a lotus flower at the top of each shoulder, plus some script tattoos on her right wrist.
Labels:
Bif Naked,
Female Tattoos,
Music Stars
Wednesday, February 24, 2010
Mike Bibby Tattoos
Mike Bibby is an excellent American professional basketball player in the NBA, he has played for such teams as the Atlanta Hawks and Sacramento Kings.
Mike Bibby has many tattoos to speak of, including the phrase "Team Dime" along with "onezero" on his back, plus the portraits of his mother and grandparents.
He has numerous tattoos on his hands and wrists including, a "W.W.J.D" bracelet and the word "Faith" on his left hand, plus Psalms 27 and 65.
On his right hand and wrist is the name of his wife "Darcy" plus the word "Loyalty" and "Psalms".
Some of Mike Bibby's other tattoo designs include, a ball and hoop on his leg, a chain-linked cross on his right arm, "Only God Can Judge Me" located on his right calf, plus the first names of all his children.
Mike Bibby has many tattoos to speak of, including the phrase "Team Dime" along with "onezero" on his back, plus the portraits of his mother and grandparents.
He has numerous tattoos on his hands and wrists including, a "W.W.J.D" bracelet and the word "Faith" on his left hand, plus Psalms 27 and 65.
On his right hand and wrist is the name of his wife "Darcy" plus the word "Loyalty" and "Psalms".
Some of Mike Bibby's other tattoo designs include, a ball and hoop on his leg, a chain-linked cross on his right arm, "Only God Can Judge Me" located on his right calf, plus the first names of all his children.
Labels:
Male Tattoos,
Mike Bibby,
Sports Stars
Subscribe to:
Posts (Atom)